Recreational Insurance in Michigan
Protect your motorcycles, boats, RVs, classic cars, ATVs, and more.
Some vehicles are built for more than errands. Whether it’s your weekend motorcycle, your summer boat, or the classic car you’ve been restoring for years, Chase Insurance Services helps keep them safe. We’ll walk you through coverage that fits your lifestyle and the Michigan roads and waters you love.
Types of recreational Insurance Policies We Offer
No matter what you drive, ride, or launch, we have options built for it. From classic cars to jet skis, Chase Insurance Services helps Michigan drivers protect their favorite ways to travel.
Classic Car Insurance
Protect your investment and your pride with collector car insurance made for vintage and specialty vehicles that deserve extra care.
ATV & Side-By-Side Insurance
Our ATV and side-by-side insurance keeps your off-road adventures protected, whether you’re riding through Michigan trails or exploring new terrain.
Motorcycle Insurance
Get motorcycle insurance coverage that keeps you confident on the open road, from short rides around town to cross-state trips.
Boats & Jet Skis
Enjoy Michigan’s lakes and waters with boat and jet ski insurance that protects you, your passengers, and your watercraft.
Your Specialty Transport Deserves Specialty Coverage
Every vehicle is different, and so is the protection it needs. Our team takes the time to match each policy to how you actually use your ride. We’ll help you find transportation insurance coverage that fits, not a one-size-fits-all plan.
How To Get Started
Step #1:
Initial Consultation
Tell us about your vehicle and how you use it. We’ll start by understanding what matters most to you. Give us a call at 616.374.1680 or fill out our online contact form.
Step #2:
Review Your Options
We’ll outline clear, affordable vehicle insurance options so you can compare policy details clearly.
Step 3:
Choose Your Coverage
Pick the plan that gives you the right balance of protection and value for your lifestyle, whether that’s a boat insurance policy or specialty vehicle coverage.
Step 4:
Count On Us
Once you’re covered, our Michigan-based team is here whenever you need help, answers, or a quick vehicle insurance policy update.
Why Choose Chase Insurance Services for recreational nsurance?
Local Knowledge, Personal Guidance
We know Michigan’s roads, trails, and lakes, and we treat every client like a neighbor, not a number. You’ll get guidance from people who understand how you actually use your vehicle.
Coverage for Every Kind of Ride
From motorcycles and boats to RVs and collector cars, we help you protect all the ways you get around. One agency, every kind of transportation insurance solution.
Local Knowledge, Personal Service
We know Michigan’s roads, trails, and lakes, and we treat every client like a neighbor, not a number. You’ll get guidance from people who understand how you actually use your vehicle.
Coverage for Every Kind of Ride
From motorcycles and boats to RVs and collector cars, we help you protect all the ways you get around. One agency, every kind of transportation insurance solution.
Straightforward Quotes and Honest Advice
We believe insurance should be easy to understand. Our team explains your options clearly, helps you compare costs, and gives you honest guidance.
Claims Support You Can Count On
If the unexpected happens, we’re right here to walk you through the claims process and help you get back on the road (or the water) fast.
Straightforward Quotes and Honest Advice
We believe insurance should be easy to understand. Our team explains your options clearly, helps you compare costs, and gives you honest guidance.
Claims Support You Can Count On
If the unexpected happens, we’re right here to walk you through the claims process and help you get back on the road (or the water) fast.
Frequently Asked Questions
How does insurance for boats, motorcycles, and powersports differ from regular auto insurance?
Boat, motorcycle, and powersports insurance provide coverage for risks that standard auto policies don’t include, like on-water accidents, off-road damage, and specialized equipment. At Chase Insurance Services, we help Michigan drivers and riders get protection that matches how and where they use their vehicles.
How much coverage should I get for off-road or recreational vehicles like ATVs?
The right amount of ATV insurance depends on how often you ride, where you ride, and whether the vehicle is financed. We recommend coverage that includes liability, collision, and comprehensive protection to keep you covered both on and off the trail.
Can collector car insurance protect rare or vintage vehicles I drive only occasionally?
Yes, collector and classic car insurance is designed specifically for vehicles driven rarely or kept for shows and restoration. We can help you choose agreed-value coverage so your car’s true worth is protected.
Is specialty vehicle insurance required by law or recommended for certain vehicles?
Requirements vary by vehicle type. Motorcycles, for instance, require liability coverage under Michigan law, while boats, RVs, and ATVs may not. Even when not required, we recommend coverage to protect your investment and reduce out-of-pocket costs after an accident.
Will my boat or jet ski insurance cover storms, accidents, or theft?
Most policies include protection for storm damage, collisions, and theft. Our team will review your policy details with you to make sure your boat or jet ski is covered year-round, on the water, in storage, or while being transported.
Still have a question?
Transportation Page FAQ Contact Us Form
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Other Insurances We Offer
AUTO Insurance
Safeguard yourself and your passengers. Receive the right coverage for an accident or any type of vehicle damage.
Home Insurance
Protect your house and everything in it from damage, theft, and unexpected events.
Life Insurance
Protecting Michigan families with life insurance that gives you a feeling of safety and certainty.
Farm Insurance
Cover your home, equipment, livestock, and operations with tailored protection for farms and ranches.
Commercial Insurance
Safeguard your business, property, and liability so you can keep operations running strong.
renter's Insurance
Protect your belongings and liability, even if you don’t own the place you live.
Specialty Dwelling Insurance
Insure rentals, seasonal homes, and vacant properties with coverage designed for non‑owner‑occupied homes.
Umbrella Insurance
Get extra protection that extends beyond your typical auto or home policy.
Flood Insurance
Get financial protection from flood damage that standard home and renter policies don’t cover.
Protect Your Ride. Get a Custom Policy Today.
Your vehicle deserves coverage that fits how you use it. At Chase Insurance Services, we make it simple to get the protection you need from a local Michigan team you can trust.
Recreational Insurance Contact Us Form
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