Umbrella Insurance in Michigan
Get extra protection for the big “what ifs” in life.
Life has a way of throwing curveballs, even when you think you’ve covered all your bases.
At Chase Insurance Services, we believe peace of mind shouldn’t stop where your regular policy ends. Umbrella insurance adds that extra layer of protection for your home, car, or business to keep you covered when life surprises you. Think of it as a safety net built by neighbors who care about helping you land softly.
Reasons to Select an Umbrella Policy in Michigan
Sometimes life piles on more than your standard policy can handle. The benefits of umbrella insurance fill in the gaps.
Added Liability Protection
Umbrella insurance helps cover costs that go beyond your home or auto insurance policy limits, protecting your savings and future.
Coverage for a Wider Range of Situations
It can protect you from claims that standard policies might not cover, such as if you have significant assets to protect, attorney fees and court costs, and when auto or homeowner's policy limits are exhausted.
Affordable Extra Security
For the level of protection it provides, umbrella insurance is one of the most cost-effective policies you can add.
Protection for Families and Business Owners
Whether it’s a household accident or a claim against your business, umbrella insurance coverage keeps you financially secure when the unexpected happens.
Get Added Protection Beyond Your Basic Policies
Your standard home or auto policy covers a lot, but not everything. A personal umbrella insurance policy from Chase Insurance Services gives you the extra protection you need to keep life’s surprises from turning into financial setbacks.
How To Get Started
Step #1:
Initial Consultation
Tell us about your existing coverage and what you want to protect. We’ll start by listening. Give us a call at 616.374.1680 or fill out our online contact form.
Step #2:
Review Your Options
We’ll walk you through clear, affordable umbrella liability insurance choices that fit your needs and budget.
Step 3:
Choose Your Coverage
Pick the plan that helps you sleep at night and adds the protection you’re looking for.
Step 4:
Count On Us
Once you’re covered, our Michigan team is here anytime you have questions or need help with a claim.
Why Choose Chase Insurance Services for Umbrella Insurance?
We Keep Insurance Human
You won’t get a call center or canned answers here. Just friendly, local people who take the time to explain your extra liability coverage and make sure it actually fits your life.
Protection That Grows With You
Life changes, your insurance should, too. Whether you’re buying a home, starting a business, or adding a teenage driver, we’ll help your umbrella policy keep up.
We Keep Insurance Human
You won’t get a call center or canned answers here. Just friendly, local people who take the time to explain your extra liability coverage and make sure it actually fits your life.
Protection That Grows With You
Life changes, your insurance should, too. Whether you’re buying a home, starting a business, or adding a teenage driver, we’ll help your umbrella policy keep up.
Local Roots & Understanding
We live and work here in Michigan, so we know what kinds of risks and surprises come with life in the Great Lakes State. That insight helps us craft solutions that make sense for you.
Straight Talk, No Surprises
We believe in clarity over fine print. You’ll know exactly what your umbrella policy covers (and what it doesn’t), so you’re never confused.
Local Roots & Understanding
We live and work here in Michigan, so we know what kinds of risks and surprises come with life in the Great Lakes State. That insight helps us craft solutions that make sense for you.
Straight Talk, No Surprises
We believe in clarity over fine print. You’ll know exactly what your umbrella policy covers (and what it doesn’t), so you’re never confused.
Frequently Asked Questions
How can umbrella insurance protect my assets beyond standard policies?
Umbrella insurance adds an extra layer of liability protection once your home, auto, or other policy limits are reached. At Chase Insurance Services, we use umbrella coverage to help Michigan families protect savings, property, and future income from costly lawsuits or claims.
How does umbrella insurance work with my Michigan home, auto, or rental insurance?
Umbrella insurance extends the liability coverage you already have. If a claim exceeds the limits of your standard insurance policies, your umbrella policy steps in to cover the remaining costs.
Can umbrella insurance help me if someone sues me for a serious accident?
Yes. Umbrella insurance provides additional protection if you’re found liable for injuries or damages in a major accident. It helps cover legal fees, medical bills, and settlements so your personal assets stay safe.
Are there limits or exclusions I should be aware of before purchasing umbrella insurance in Michigan?
Like any policy, umbrella insurance has limits and exclusions, such as intentional acts or business-related claims. Our team at Chase Insurance Services will review every detail with you to make sure your policy fits your needs.
How quickly can I get coverage and start protecting my assets in Michigan?
In most cases, we can set up your umbrella insurance policy within a day or two. Our Michigan agents make it easy to get the protection you need fast, with clear quotes and no confusion.
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Other Insurances We Offer
AUTO Insurance
Safeguard yourself and your passengers. Receive the right coverage for an accident or any type of vehicle damage.
Home Insurance
Protect your house and everything in it from damage, theft, and unexpected events.
Life Insurance
Protecting Michigan families with life insurance that gives you a feeling of safety and certainty.
Farm Insurance
Cover your home, equipment, livestock, and operations with tailored protection for farms and ranches.
Commercial Insurance
Safeguard your business, property, and liability so you can keep operations running strong.
recreational Insurance
From classic cars, ATVs, and motorcycles to jet skis, RVs, and boats, we offer specialty coverage for whatever moves you.
renter's Insurance
Protect your belongings and liability, even if you don’t own the place you live.
Specialty Dwelling Insurance
Insure rentals, seasonal homes, and vacant properties with coverage designed for non‑owner‑occupied homes.
Flood Insurance
Get financial protection from flood damage that standard home and renter policies don’t cover.
Extra Coverage, Backed by Michigan Neighbors You Trust
Big protection doesn’t have to come from a big corporation. With Chase Insurance Services, you get extra protection and honest advice from a local team that knows Michigan life.
Get an umbrella insurance quote today.
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